How the Aid and Attendance benefit helps veterans in Rhode Island

Receiving aid with daily tasks can make a significant improvement in the quality of life for Rhode Island seniors. For those who served the country bravely, the Veterans Administration Aid and Attendance Pension program is available to help make this level of improvement a little more attainable. Eligible Rhode Island vets and their surviving spouses can qualify should they need aid in various activities for daily living (also known as ADLs). These tasks could include rudimentary functions like dressing, bathing, eating, transportation for errands and appointments, and medication management, although it should be noted that eligible applicants don’t need to require aid with everything in order to qualify. A&A recipients can also utilize these funds to help pay for costs associated with home care, skilled nursing home care, or assisted living.

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What is assisted living like?

There is some variance in assisted living facilities. The facilities that are located in larger cities like Providence will be ideal for those that still want to be close to metropolitan perks such as restaurants, shops, and cultural activities. On the flip side, those who prefer the quiet nature of suburbia may gravitate toward an assisted living community in a bedroom community, where parks and familiar chain retailers rule the day.

The facilities also have variances based on interests. Some places are run by religious organizations and feature various activities and observances that are in line with the particular faith’s belief system. There are also homes that are wholly dedicated to serving veterans, which may be of interest to vets that want to spend their days enjoying the inimitable spark of camaraderie amongst those that have proudly served their country.

Each assisted living facility is home to various services that are contained within the monthly room and board fee. Basic services typically include key elements for proper senior care-fueled living, such as private living spaces, 24-hour security and nurse access, call buttons in the rooms in case of a sudden emergency, meals, housekeeping, utilities, and laundry. These essential services can be augmented for an extra fee. Extra services that could be added include salon care, massage therapy, and personalized laundry and transportation service. Because these latter services vary from venue to venue, it is always a wise idea to research to see what is included and what is constituted as an add-on perk at every assisted living facility considered. It is also prudent to ask if the facility also offers continuum of care, in which a resident can stay on the campus should their assisted living needs change over time.

What does assisted living cost in Rhode Island?

According to data culled from Genworth’s 2016 Cost of Care Survey, the average cost of assisted living in Rhode Island is $59,169 per year, which is significantly less than the average nationwide cost of $43,539. This price tag translates to a monthly cost of $4,931 and a daily cost of $162. Precise costs will vary based on the city and the region that the facility is located in, but as a whole, the average cost is comparable to the state’s annual home health care costs, which checks out at $52,624 for homemaker services and $57,200 for home health aide services. It also represents a substantial savings in comparison to Rhode Island’s nursing home care costs, which can break down to an annual cost of $99,645 for a semi-private room and $114,975 for a private room.

Veterans and their spouses that do qualify for the A&A Pension Benefit can utilize the benefits they receive to help cover the assisted living costs. The benefit can provide upwards of $1,794 per month to a vet, $1,153 per month to a surviving spouse, or $2,127 per month to a couple. A veteran that files with a sick spouse can be eligible for as much as $1,410 per month.

Resources and recreation for veterans in Rhode Island

Rhode Island may be the smallest state, but that doesn't mean there are not a lot of fun things to do or that residents will be lacking any amenities. Bristol, RI, home of the state veterans’ home offers many different fun activities. The Blithewold Mansion, Gardens, and Arboretum are inexpensive and beautiful. At Blithewold, you can learn about the history of the area and stroll the beautiful gardens and grounds. Christmas is a special time here, and the staff go all out to decorate and create stunning displays.

Colt State Park and Independence Park are all good places to get some fresh air, fish, or have lunch. The Audubon Society Environmental Education Center offers natural exhibits that educate visitors to the natural flora and fauna of the Rhode Island Coast. This is a good place to visit when you have family and friends in town. The Alayne White Spa in Bristol offers an array of spa services to pamper and relax you. The Prudence Island Ferry offers the opportunity to take an inexpensive and relaxing cruise around the bay and to Prudence Island itself.

Rhode Island veterans may be eligible for more than just assisted care benefits. A veterans service officer can help female and minority veterans pinpoint programs to meet their unique needs. Tax exemption and burial benefits are also available to veterans that meet some basic requirements. Veterans can get a designation on their ID or driver's license so they can more easily get benefits at stores, parks, and more.