Assisted living facilities are an ideal option for seniors that are looking to receive a measure of aid in order to go about their day to day living. The scope of this particular service is pretty wide, as it can stretch from preparing daily meals and helping them take medication to driving them around to handle various errands during the day. It should also be noted that these special services are not just reserved for those that need help completing various activities for daily living. Indeed, assisted living is a terrific option for those that want a break from having to handle home maintenance and would prefer to spend more time on enjoying the leisurely life of a retiree.
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The cost of assisted living in San Jose
Assisted living in San Jose checks in just above the national average. The 2015 Genworth Cost of Care Survey lists the average annual cost to be $48,000, while the U.S. average is $43,200. On a per month basis, this annual figure breaks down to $4,000 per month. If you look at things from a daily rate, the cost hovers around $132 per day.
Assisted living is below the average for home health care in San Jose, which ranges from $59,488 per year for homemaker services and $60,060 per year for home health aide services. Assisted living is also substantially less expensive on average than nursing home care in San Jose; the average cost for semi-private nursing home care in San Jose is $115,888 per year, and the average cost for a private room is $134,138 per year.
For qualified veterans and their spouses, further assisted living savings may be obtainable via the Aid and Attendance Pension Benefit, which can otherwise be known as the A&A Pension Benefit. This special benefit can provide a veteran up to $1,788 per month, a surviving spouse up to $1,149 per month, or a couple up to $2,120 per month. Furthermore, a veteran with a sick spouse that applies for the program is eligible to receive up to $1,406 per month. The process to qualify for the A&A Pension Benefit is relatively simple.
Eligible veterans or surviving spouses of eligible veterans must show the need for help with activities for daily living, otherwise known as ADLs. Some of these activities include bathing, cooking, dressing, medication management, leaving the house for errands and appointments, and grooming. With that being said, seniors do not need to demonstrate that they need help for all of these activities. Aid and Attendance funds can assist in paying for ADL services in numerous places, such as an assisted living community, skilled nursing home, or within the confines of the senior’s own home. For those that are interested, it should be noted that the application process could take several months from beginning to end, but retroactive payments are sent upon the program’s approval.
What can you expect?
There are more than 55 assisted living homes in and around San Jose. To help you find the right home, there are certain considerations that you need to make. Many homes will offer specialized care for people with diabetes, dementia and arthritis among other conditions. San Jose assisted living homes are also well categorized in religious sections, including Buddhists, Christians, Muslims, Catholics, Jews and more.
What’s included in Assisted Living?
Assisted living residents are usually provided with personal living units, ranging from single rooms to multi-room apartments. In addition to daily meals and having a support staff, most assisted living facilities also offer at least some of the following services:
- Healthcare management and monitoring. This includes reminders to refill or take medication.
- Help daily living activities such as showering, toileting, dressing, and eating.
- Housekeeping and laundry.
- Wellness and fitness programs
- Special care programs for residents with diabetes or memory issues.
- Recreational and social activities
- Security and emergency call systems.
- Transportation and shopping assistance.
What may be available for an extra fee?
Some communities may also offer additional on-site perks that residents can pay extra to utilize. Typically, these perks can include private transportation, personal laundry service, beauty salon services, and massage sessions.
The continuum-of-care option
Additionally, many seniors look for an assisted living service known as a continuum of care, which essentially describes a facility that can provide accommodation for residents regardless of what their specific need may be. Residents in these particular communities typically don’t have to deal with as many big moves should their health or daily needs shift, and they will also remain in a familiar setting even if their health dictates that they have to move to a different building within the facility’s complex. Prices on continuum of care do fluctuate based on the actual service that is needed.
Resources, volunteer opportunities and points of interest for veterans
You can learn a lot more about veteran benefits and opportunities on the VA website at www.va.gov/opa/persona/index.asp. You could also visit San Jose Vet Center or the San Jose Clinic for a medical checkup.