I am applying for A&A for my veteran father... Dad has a very small annuity. I believe the most recent fair market value is around $75,000....HOWEVER, it is irrevocable. He can't get at this money except for the small monthly payout: $535 per month. Any thoughts on how the VA will view this?.......I assume I need a letter from the annuity company stating it's irrevocable. Is there set language I should ask the annuity company to use, any buzzwords the VA likes to see?