Income Eligibiity for My Mother

Discussion in 'General Discussion' started by t3marsh, Jul 22, 2007.

  1. t3marsh

    t3marsh Newbie

    Hello,

    I am new to this forum and I am seeking information concerning my mother's eligibility for A & A. She is a surviving spouse of my retired military father, who passed away in 1993. She is currently experiencing disabilities of her own of which I am researching the A & A as a possibility for her. She lives alone in her home, is blind in one eye, has decreased vision in the other, recently suffered two mild strokes, has a heart condition and severe osteoporosis. Her physician has written a detailed letter describing her physical limitations and need for in-home assistance. In my research of the A & A site, I thought I came across information stating that an individual does not need to be of low income in order to qualify, but I am now wondering if I misread that info, as I seem to be reading differently on this forum. Can you please tell me what the highest income allowed is for the A & A Assistance? With hers and my father's different retirements and her Social Security, she makes approximately $25,700 annually. She then has about $20,000 in an IRA. Her only other assets are her home and car of which I understand are not included. Her insurances pay for any medical she currently needs. We are in the process now of researching the costs of her needed in-home care. Is she not eligible until she actually acquires the in-home care or moves into a medically assisted living home (should she need going forward)? Is it at that point that those expenses bring down her income to make her eligible? Am I able to begin the process now and go ahead and apply so that she will have available for when we do settle on the necessary in-home care? I have gathered all the necessary documents, but as stated above, concerned her income may be too much. Any assistance you may be able to provide would be greatly appreciated.

    Thank you!
     
  2. vetadmin

    vetadmin Administrator Staff Member

    Hello,

    I am new to this forum and I am seeking information concerning my mother's eligibility for A & A. She is a surviving spouse of my retired military father, who passed away in 1993. She is currently experiencing disabilities of her own of which I am researching the A & A as a possibility for her. She lives alone in her home, is blind in one eye, has decreased vision in the other, recently suffered two mild strokes, has a heart condition and severe osteoporosis. Her physician has written a detailed letter describing her physical limitations and need for in-home assistance. In my research of the A & A site, I thought I came across information stating that an individual does not need to be of low income in order to qualify, but I am now wondering if I misread that info, as I seem to be reading differently on this forum.

    The income limit is $11,715 per year. If a widow had no countable income, she would be entitle to $11,715 per year.

    Can you please tell me what the highest income allowed is for the A & A Assistance? With hers and my father's different retirements and her Social Security, she makes approximately $25,700 annually. She then has about $20,000 in an IRA.

    Her $25,700 annual income will be reduced considerably by unreimbursed medical expenses. Medical expenses can include cost for assisted care facility, nursing home charges, in-home care, medical insurance premiums, prescriptions, mileage to and from medical appointments, and many other medical related expenses. The more she reduces her income under the $11,715, the VA widow's pension will reimburse back-up to the $11,715 yearly. If her income is all paid out for medical related expenses then she would be entitle to the maximum of $11,715 from the VA.

    Her only other assets are her home and car of which I understand are not included. Her insurances pay for any medical she currently needs. We are in the process now of researching the costs of her needed in-home care. Is she not eligible until she actually acquires the in-home care or moves into a medically assisted living home (should she need going forward)?

    The VA will deny the claim based on excessive income unless she has medical expenses to consider. It would be to her advantage to not start the application until she knows how much she will be paying for the in-home care. The VA will consider her income and expected expenses from the date of the application thru the following 12 months. By applying now could generate a lower monthly entitlement.

    Is it at that point that those expenses bring down her income to make her eligible?

    Yes

    Am I able to begin the process now and go ahead and apply so that she will have available for when we do settle on the necessary in-home care?

    Not recommended.

    I have gathered all the necessary documents, but as stated above, concerned her income may be too much. Any assistance you may be able to provide would be greatly appreciated.

    Thank you!

    Hope this information is of help to you. Welcome to the forum and please let us know if you have any additional questions.
     
  3. ALINEDAWG

    ALINEDAWG Newbie

    Can anyone tell me how I can go about not having to repay a debt twice? I was discharged under SSB "Selective Seperation Bonus" in OCT1993. Received 34k and was taxed about 8.5K. I just got my determination from the VA (80%) however, they say I have to repay the seperation pay I received in 1993 including the amount that was taxed before I can start receiving my VA compensation. This just dosen't seem fair or wright. I'm having to pay back an amount the Gov't (IRS) withheld from me. I've been fighting with them over the separation pay business. I was separated under SSB not severance pay. Might just be a play on words on my part but to me the two are separate. Any takers. Bill
     

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