My father who has passed away was a world war II vet. Mom who is 91 has declined in the last year and needs full 24/7 care. She is wheelchair bound and needs help with everything including bathing, meals, dressing, getting in and out of a chair/bed etc. A combination of family members have been helping around the clock. I have been studying this site and getting so much info. I can't thank you enough. We are in the process of gathering the necessary documents. I will be sending in an 'informal claim' to get started. My question is this: My mom has a prescription drug plan PAAD that she cannot live without. Her prescription drugs are a fortune and she could not afford them without this plan. If we are fortunate to get the maximum VA pension A & A. she may lose her drug plan as this will put her yearly income over the allowed amount for the PAAD. The extra money will be crucial in continuing her care at home. It will be used for home attendants in addition to family. Should we hold back some of her medical expenses so that her countable income will not come out to zero. We do not want to be denied but a slightly lesser amount may be what we need. Any suggestions would be greatly appreciated. I thank you in advance.