I have just filed an intent to file a claim for aid and attendance benefits for my 92-year old dad. He lives with my 82-year old mom and their only income is social security, and they have less than $10k in their joint bank account and no other assets. Their children are currently paying for a caregiver of about 2,500/month for my dad only for daily needs that should qualify for the types of services aid and attendance benefits cover. We also voluntarily supplement their income in addition to paying for the aide to help them get by. Should my parents start to pay the caregiver from their joint bank account so that they can count that as an expense? And if so, is it okay that it is their joint bank account and my mom signs the checks to the caregiver? Also, if they do that, does any money that we then voluntarily give them to help them pay for their other monthly expenses, such as food, utilities, other living expenses, etc, count as income then or not? Their social security income is not enough to cover their living expenses and the cost of the aide. Also, this may be a dumb question, but I assume that my mother's social security income is also counted towards the total income since they live together even though the benefits are for my dad only? Thanks for your help.