I'll apologize up front. There seems to be a wealth of knowledge on A&A in this forum and I've been pouring over the pages of this web site but it seems everyone's situation is unique, so I thought I would post some facts about mine and see if anyone has ideas for a proper strategy before I actually apply for my grandfather. My grandfather is 100 years, WWII wartime vet. He has no assets except for about $1500.00 in savings and SS net of $1700.00 per month after Medical supplementals of $280. per month is taken out. He is legally blind from macular degeneration and dimentia has begun this past year. He can walk/dress himself. We moved him from his apartment (where he's been living with his disabled son) to my mom's house. She's been taking care of them both for years (power of attorney, food shopping, medical appts, etc). So, I feel like there should be some A&A available here for him and I should start the process, however I read that maybe he should be in assisted/skilled living center before applying. At this point we feel like he's better off in my mom's house (for now). I've downloaded a care contract I found on this web site so that we can establish a payment each month to my mom for his care. If he takes home 1700. per month, should my mom charge him that amount or should she charge him 1700+1780 = 3480. per month for (care, room, board etc) in order to apply for the entire 1780 available in A&A. Of course he couldn't pay the $3480. since he doesn't have it and the balance would just accumulate. Am I even understanding any of this correctly? I have read how to apply section and am gathering all necessary paperwork. I was thinking of sending off the Intent to Apply this week in order to get a date established. I was just looking for overall strategy/direction and/or ideas about my grandfather's situation. Thanks in advance.