My mother was approved for Aid and Attendance as surviving spouse in July 2011. She started receiving her monthly benefit as direct deposit to her checking account. In December, 2011, we met with the field agent at her ALF and about three weeks later I received a letter naming me as my mother's fiduciary. I was given a letter to take to the bank and set up a custodial account to which my mother's monthly benefits checks would be deposited, as well as her retroactive lump sum payment. I established the custodial account and as directed sent a blank cancelled check to the VA fiduciary office to start direct deposit to this custodial account. That was done the beginning of January, 2012. My mother's benefit check for January was sent in the mail to me because the custodial account had not been established yet. But then the February check also came to me, as did the March check. I contacted the fiduciary office by phone in February and was told my mother's direct deposit application had not been processed yet. This is also holding up her lump sum payment which she needs soon because she is running low on money. I was wondering how long anyone else had to wait for the direct deposit to be started to the custodial account and how long of a wait for the lump sum payment to be deposited. This web site has been so helpful...thank you to everyone who contributes to it!