First off, thank you for adding me to your membership. I've been lurking on the forums for a couple of weeks and have already learned enough to make me feel more comfortable about the application process...okay, may not comfortable but less intimidated. It looks like it's time for Mom to move into an Assisted Living Facility and she's 90% on board which is the biggest hurdle. I believe I understand the eligibility criteria but I'm a little fuzzy on qualifying costs. Does the entire ALF cost count towards determining eligibility? Because her normal and basic living expenses will be replaced by the ALF fees it seems like some of the ALF costs could possibly not count towards eligibility because basic costs of living are a fact of life and have to be paid regardless of where you are. Additionally, once she is in an ALF, the monthly cost will definitely be more than her monthly income. If that is the case, are the ALF costs the only expense that needs to be shown on the application or do we have to disclose expenses above and beyond the amount needed to qualify? Thanks.