I'm glad to find this forum and for what it's worth - I'll say I'm in a heap of confusion and worry, as many of the rest of you appear to be. I have TONS of questions, but to start I'll stick to what I hope is an easy question. I've read that there are 'companies' (private) who will front money for an applicant while they are in the waiting period. Is there any truth to this? And if so - where does one find these companies?