Hi, so glad I found this site! My 89 year old mother has been diagnosed with dementia. My father was a WWII war time veteran. All listed requirements seem, to the best of my knowledge, that she will be eligible for benefits. My questions is at what point in her needed care will she be approved to receive benefits. Right now she is living at home, but will be moving into a facility that has an independent living side and an assisted living side. She will for now move into the independent side, and the cost of this she can manage without the benefit. But when the time comes to move into the assisted living side or a memory care facility, that will cost way to much to pay from her income. Of course, no one knows when this time will come. I have noticed a lot of changes in her this last year and would like to be prepared. Do I send all application paperwork in now or wait? Thank you for any information.