Quick background. My mom and dad are both WWII vets. My dad was approved in June for Vet+Spouse, and we received his retro pay and his first paycheck. Subsequently, my mom was approved on July 18 for her own benefit, and my dad's benefit changed to reflect that. (The two individual awards combined are a higher amount than the original one for my dad.) On July 21 my mother's retro pay was deposited in their checking account. In the award letter it said that a finding of incompetence was proposed, and today I got a phone call from a VA rep stating that and telling me that additional letters were in the mail letting me know how to assign a fiduciary. (Mom's diagnosis is dementia and aFib, so I'm not surprised.) However, our case seems odd in that the retro pay has already been deposited, and I'm assuming regular payments will start August 1. Normally, folks are encouraged to waive the 60-day period and agree with the incompetence finding. Is there any reason to do this? I was planning on using the retro funds to pay the August bill at assisted living for both she and my father. Is there any reason I shouldn't? My biggest concern? My mother's dementia is not the kind where she has turned into a sweet, compliant little thing. She gets *extremely* agitated when anyone tells her she can't do something, or that she is incapable of something. What if we can't get her to sign the paperwork saying she agrees with the fiduciary? What about the in-person visit? Some days she can be fairly rational, but other days she's capable of saying anything. Help! I'm back to being a nervous wreck over this.