Assets

We had to move my mother very suddenly to assisted living. She has dementia and then my brother who was living with her and being her caregive got very sick.

My other healthy brother signed as guarantor to the Assisted Living Facility as all her income goes to maintain her house mortgage, insurance, condo fees, elec, etc. He has indicated to me that he can spend 40K until the house gets sold.

My question is can that 40K be considered a loan to my mother and a liability against the house which has a net asset value of more than 80K.

Does her house count as an asset, if she is not living in it, but in fact living in the assisted living facilyt?

We will have to take her out after about 7 months if we can't sell the house and use that money to pay Mom's bills.